Building guidance for Queensland homes - improving how we prepare for, respond to and recover from disasters
We all have a role to play in keeping safe and reducing the cost of disasters. Resilient design and construction can reduce long-term costs for home owners by reducing expected costs associated with disaster damage and insurance premiums.
Cyclones, floods and storm tide are a part of life for many Queenslanders, and investing in resilient measures at home can significantly reduce the effort, cost and time to recover from cyclones and other natural disasters. It not only reduces the physical and financial cost, but also the social and emotional impacts of disasters.
Cyclone and Storm Tide Resilient Building Guidance for Queensland Homes
The Cyclone Resilient Building Guidance for Queensland Homes relates to Queensland homes located within 50 kilometres of the coastline north of Bundaberg, which need to be strong enough to withstand cyclonic winds.
The Storm Tide Resilient Building Guidance for Queensland Homes builds on the cyclone guide to incorporate storm tide considerations for northern Queensland homes located within 100 to 200 metres of an open shoreline.
These guides provide information about:
- impacts of cyclones and storm tide on homes
- wind classifications for cyclone prone areas
- resilient design and construction tips for new and existing homes in cyclone prone areas
- cyclone and storm tide resilient building products and systems
- tips for repairing or rebuilding cyclone damaged homes.
Interactive: Flood resilient home features
To check out some possible flood resilient home features, click on the interactive Queensland home illustration below, or visit the interactive webpage. The next step is to talk to a licensed builder or architect about the guides to see what measures can be incorporated into to your home.
Understand your risk
The first step to making a home flood, cyclone or storm tide resilient is to understand your level of risk. It’s also important to find out what local government planning considerations apply to your property such as building heights. Contact your local government to understand your risk and what impact this is likely to have on your home.
Watch the video case study produced by Suncorp Insurance about how flood strategies incorporated into a family’s home renovations helped to reduce their insurance premium by 40 per cent.
Being resilient means that whether you own or rent your home, you have insurance to cover the cost of your possessions and any relocation costs you may incur following a major event.
Contact your insurer to find out if undertaking any of the building upgrades identified in the guides will qualify you for a reduction of your home insurance premium. Online calculators are also available to guide the level of insurance you require for your home and for peace of mind can be checked by a qualified builder.
In collaboration with the Queensland Government, Good Shepherd Microfinance has produced the Money Ready Toolkit to help people prepare, respond and recover from the financial impact of natural disasters. The Toolkit is a useful resource for affordable and simple insurance policies.