Flood resilient homes
Floods are a part of life for many Queenslanders. Investing in resilient measures at home can significantly reduce the effort, cost and time to recover from natural disasters. It not only reduces the physical and financial costs, but the social and emotional impacts as well.
The Flood Resilient Building Guidance for Queensland Homes (PDF | 10MB) provides information about:
- resilient design and construction options for new and existing homes
- flood resilient building materials and systems
- economic benefits of flood resilient design solutions.
Interactive: Flood resilient home features
To check out some possible flood resilient home features, click on the interactive Queensland home illustration below, or visit the interactive webpage. The next step is to talk to a licensed builder or architect about the guides to see what measures can be incorporated into to your home.
Understand your risk
The first step to making a home flood resilient is to understand your level of flood risk. It’s also important to find out what local government planning considerations apply to your property such as building heights. Contact your local government to understand your flood risk and what impact this is likely to have on your home.
Watch the video case study produced by Suncorp Insurance about how flood strategies incorporated into a family’s home renovations helped to reduce their insurance premium by 40 per cent.
Take action to reduce your risk
Identify options to reduce the impact of floods on your home by referring to the Flood Resilient Building Guidance for Queensland Homes (PDF | 10MB).
Being resilient means that whether you own or rent your home, you have insurance to cover the cost of your possessions and any relocation costs you may incur following a major event.
Contact your insurer to find out if undertaking any of the building upgrades identified in the guides will qualify you for a reduction of your home insurance premium. Online calculators are also available to guide the level of insurance you require for your home and for peace of mind can be checked by a qualified builder.
In collaboration with the Queensland Government, Good Shepherd Microfinance has produced the Money Ready Toolkit to help people prepare, respond and recover from the financial impact of natural disasters. The Toolkit is a useful resource for affordable and simple insurance policies.