DRFA categories
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About DRFA categories
The Australian/state government jointly funded DRFA is administered at the Commonwealth level by the National Emergency Management Agency (NEMA).
Under the DRFA, four categories of assistance measures are available for activation under an eligible disaster, Categories A and B provide standard assistance and Categories C and D provide additional relief in exceptional circumstances.
In Queensland, QRA administers the DRFA assistance measures on behalf of the Queensland Government. Each of the Categories are activated separately (refer Section 4 Activation process for DRFA).

CATEGORY A
DRFA Category A is assistance to individuals to alleviate personal hardship or distress arising as a direct result of a disaster. This can include:
- Counter Disaster Operations
- Emergency Hardship Assistance
- Essential Services Hardship Assistance
- Essential Household Contents Grant
- Structural Assistance Grant.
Counter Disaster Operations (Category A) | |
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About | Counter Disaster Operations (Category A) is for reimbursement of extraordinary costs associated with eligible activities to alleviate personal hardship and distress. |
Activation | DRFA activation can be requested by any state agency or local government by submitting an Activation Request form to QRA via the MARS portal detailing the disaster situation and requesting activation of this relief measure. Note: local governments do not have a trigger point for this relief measure. |
Administering agency | Queensland Reconstruction Authority |
Personal Hardship Assistance Scheme (Category A) | |
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About | Personal Hardship Assistance Scheme (Category A) is for one-off payments to alleviate personal hardship and distress:
If DFSDSCS identifies that local service providers have reached their capacity to provide a service to people experiencing personal hardship as a direct result of a disaster event, or that there are no local service providers to assist, DFSDSCS will contact QRA to request activation. If local government identifies a need for activation, they are to contact DFSDSCS directly. |
Activation | DRFA activation requested and administered by the Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Administering agency | Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
CATEGORY B
DRFA Category B is for assistance for restoration of essential public assets, certain counter-disaster operations, small businesses, primary producers, not-for-profit organisations and individuals through concessional loans, subsidies or grants.
Counter Disaster Operations (Category B) | |
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About | Reimbursement of extraordinary costs associated with eligible activities aimed at protecting the general public and ensuring public health and safety in public areas (e.g. the community as a whole will benefit from the activity being undertaken). Note: local governments do not have a trigger point for this relief measure. |
Activation | DRFA activation can be requested by any state agency or local government by submitting an Activation Request form to QRA via the MARS portal detailing the disaster situation and requesting activation of this relief measure. |
Administering agency | Queensland Reconstruction Authority |
Essential Services Safety and Reconnection Scheme (Category B) | |
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About | To assist homeowners to inspect and/or repair damaged essential services (electricity, gas, water, sewerage/septic systems) that are uninsured (income tested). If DFSDSCS identifies that local service providers have reached their capacity to provide a service to people experiencing personal hardship as a direct result of a disaster event, or that there are no local service providers to assist, DFSDSCS will contact QRA to request activation. If local government identifies a need for activation, they are to contact DFSDSCS directly. |
Activation | Requested by the Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Administering agency | Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Reconstruction of Essential Public Assets (including Emergency Works and Immediate Reconstruction Works) (Category B) | |
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About | Reconstruction to pre‑disaster function of eligible, uninsured, essential public assets damaged as a direct result of an eligible disaster. Note: local governments must have eligible expenditure exceeding their trigger points to be able to submit for reimbursement. |
Activation | Requested by any state agency or local government by submitting an Activation Request form to QRA via the MARS portal detailing the disaster situation and estimated expenditure. |
Administering agency | Queensland Reconstruction Authority |
Disaster Assistance Loans – Small Business (Category B) | |
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About | Concessional loans up to $250,000 to small business operators to repair or replace damaged buildings, plant and equipment, or stock. CDSB will provide regional support to source information from state agencies and local governments, industry bodies, small businesses and ‘on the ground’ observations from staff visiting affected area. If CDSB identifies a need for the activation of this relief measure, CDSB will contact QRA to request activation. If local government identifies a need for activation, they are to contact CDSB directly. |
Activation | DRFA activation requested by the Department of Customer Services, Open Data and Small and Family Business (CDSB). |
Administering agency | Department of Customer Services, Open Data and Small and Family Business (CDSB) via Queensland Rural and Industry Development Authority (QRIDA). |
Disaster Assistance Loans – Primary Producer (Category B) | |
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About | Concessional loans up to $250,000 to primary producers to repair or replace damaged buildings, plant and equipment or livestock. DPI regional officers source information from state agencies and local governments, industry bodies, primary producers and ‘on the ground’ observations from staff visiting affected area. If DPI identifies a need for the activation of this relief measure, DPI will contact QRA to request activation. If local government identifies a need for activation, they are to contact DPI directly. |
Activation | Requested by Department of Primary Industries (DPI) |
Administering agency | Department of Primary Industries (DPI) via Queensland Rural and Industry Development Authority (QRIDA) |
Disaster Assistance Loans – Not-for-profit (Category B) | |
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About | Concessional loans up to $100,000 to not‑for‑profit organisations to repair or replace damaged plant and equipment, and/or repair essential premises. DFSDSCS regional officers source information from state agencies and local governments, industry bodies, non‑government organisations and ‘on the ground’ observations from staff visiting affected area. If DFSDSCS identifies a need for the activation of this relief measure, DFSDSCS will contact QRA to request activation. If local government identifies a need for activation, they are to contact DFSDSCS directly. |
Activation | Requested by Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Administering agency | Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) via Queensland Rural and Industry Development Authority (QRIDA) |
Essential Working Capital Loans – Small Business (Category B) | |
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About | Concessional loans up to $100,000 to small businesses that have suffered a significant loss of income for essential working capital required to continue business operations. CDSB will provide regional support to source information from state government agencies and local governments, industry bodies, small businesses and ‘on the ground’ observations from staff visiting affected area. If CDSB identifies a need for the activation of this relief measure, CDSB will contact QRA to request activation. If local government identifies a need for activation, they are to contact CDSB directly. |
Activation | Requested by Department of Customer Services, Open Data and Small and Family Business (CDSB) |
Administering agency | Delivered by Department of Customer Services, Open Data and Small and Family Business (CDSB) via Queensland Rural and Industry Development Authority (QRIDA) |
Essential Working Capital Loans – Primary Producer (Category B) | |
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About | Concessional loans up to $100,000 to primary producers that have suffered a significant loss of income for essential working capital required to continue operations. DPI regional officers source information from state agencies and local governments, industry bodies, primary producers and ‘on the ground’ observations from staff. If DPI identifies a need for the activation of this relief measure, DPI will contact QRA to request activation. If local government identifies a need for activation, they are to contact DPI directly |
Activation | Requested by Department of Primary Industries (DPI) |
Administering agency | Delivered by Department of Primary Industries (DPI) via Queensland Rural and Industry Development Authority (QRIDA) |
Essential Working Capital Loans – Not-for-profit (Category B) | |
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About | Concessional loans up to $100,000 to not‑for‑profit organisations that have suffered a significant loss of income for essential working capital required to continue operations. DFSDSCS regional officers source information from state government agencies and local governments, industry bodies, non‑government organisations and ‘on the ground’ observations from staff. If DFSDSCS identifies a need for the activation of this relief measure, DFSDSCS will contact QRA to request activation. If local government identifies a need for activation, they are to contact DFSDSCS directly. |
Activation | Requested by Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Administering agency | Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) via Queensland Rural and Industry Development Authority (QRIDA) |
Freight Subsidies for Primary Producers (Category B) | |
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About | Assistance up to $5,000 for movement of stock, feed, machinery, fuel, water and building/fencing materials. DPI regional officers source information from state agencies and local governments, industry bodies, primary producers and ‘on the ground’ observations from staff. If DPI identifies a need for the activation of this relief measure, DPI will contact QRA to request activation. If local government identifies a need for activation, they are to contact DPI directly |
Activation | Requested by Department of Primary Industries (DPI) |
Administering agency | Department of Primary Industries (DPI) |
CATEGORY C
Category C relief measures may be made available where the community is severely affected by an eligible disaster and existing standard DRFA relief measures are insufficient to support community recovery. Category C is only available in exceptional circumstances and includes clean-up and recovery grants for small business and primary producers and/or the establishment of a Community Recovery Fund following a severe event. Approval is by the Prime Minister and the Premier.
Community Recovery Fund (Category C) | |
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About | Aimed at community recovery, community development and community capacity building for the future. DFSDSCS will collate and review impact information, and if required, a request will be forwarded to QRA for review, then on‑forwarded to the DPC. If endorsed by the Premier, it will be forwarded to the Commonwealth for approval by the Prime Minister. |
Activation | Requested by Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Administering agency | Department of Families, Seniors, Disability Services and Child Safety (DFSDSCS) |
Special Disaster Assistance Recovery Grants (Category C) | |
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About | Up to $25,000 may be made available for small businesses, primary producers and not‑for‑profit organisations that have suffered direct impact from the eligible disaster. Grants can be used for clean‑up and reinstatement, but not for providing compensation for losses (i.e. loss of income/trade). The requesting agency will source information from state agencies and local governments, industry bodies, Chambers of Commerce, primary producers, small businesses and on the ground observations from staff visiting the affected areas for each sector. The requesting agency will then review the information collected, and if it meets the requirements as set by the Commonwealth, a request will be forwarded to QRA for review, then on‑forwarded to DPC. If endorsed by the Premier, it will be forwarded to the Commonwealth for approval by the Prime Minister |
Activation | Requested by:
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Administering agency | Queensland Rural and Industry Development Authority (QRIDA) |
Community Relief Fund (Category C) | |
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About | The Community Relief Fund is intended to provide immediate payments to councils to support the delivery of essential immediate recovery activities, including clean-up activities to restore the function of the community that are not included under Categories A and B, insurance or other state-based funding sources. |
Delivery | Queensland Reconstruction Authority |
Administering agency | Queensland Reconstruction Authority |
CATEGORY D
DRFA Category D is for exceptional circumstances assistance beyond Categories A, B, and C. Category D is generally considered once the impact of the disaster has been assessed and specific recovery gaps identified. Approval is by the Prime Minister and the Premier.
Exceptional circumstances assistance (Category D) | |
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About | Category D relief measures may be made available when the community is so severely affected by an eligible disaster that: additional funding is required to meet the particular circumstances of the event; and where a gap or need for special assistance arises that is above and beyond the standard suite (Category A and B) of the DRFA assistance. Approval is by the Prime Minister and the Premier. |
Activation | If local governments identify a need for a Category D Extraordinary Special Assistance relief measure, they are encouraged to progress their request through their local disaster management group/district disaster management group to inform the State Function Recovery and Request Group, or relevant state agency, of their recovery needs. The requesting agency will then review the information collected, and if it meets the requirements as set by the Commonwealth, a request will be forwarded to QRA for review, then on‑forwarded to DPC. If endorsed by the Premier, it will be forwarded to the Commonwealth for approval by the Prime Minister. |
Administering agency | Dependent upon the type of assistance made available |
JOINT FUNDING - Australian Government – State funding of DRFA
For simplicity, the publicly acknowledged DRFA funding split is:
- Categories A and B – up to 75% Commonwealth and 25% State
- Category C – 50% Commonwealth and 50% State funding
- Category D – funding split is agreed to when the measure is approved.
Additional funding outside the DRFA & SDRA
Additional funding outside the DRFA & State Disaster Relief Arrangements (SDRA) could be made available by the Commonwealth to assist communities to recover, such as the Australian Government Disaster Recovery Payment (AGDRP) and the Australian Government Disaster Recovery Allowance (AGDRA). Information on funding available from the Commonwealth is located at www.disasterassist.gov.au.
Print version PDF - DRFA and SDRA fact sheet
Last reviewed: 15 July 2025.